EU-Regulated FinTech Infrastructure

Build Your EU-Compliant FinTech Platform — Faster.

White-label banking, payments, crypto and compliance infrastructure for licensed financial institutions and next-generation financial platforms.

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20+
Years experience
10+
Platform products
3
Deployment models
EU
Regulated & compliant
Platform Products

Everything a modern financial platform needs.

A complete white-label stack — from regulated IBAN accounts and branded payment cards to digital asset exchange, staking, and investment tools. Built for licensed institutions. Ready for your brand.

01 / 10

Multicurrency IBAN Accounts

"Regulated accounts in every currency your clients need."

Issue EU-regulated IBAN accounts in multiple currencies to both retail consumers and business clients under your own brand. Support seamless currency conversion, multi-wallet ledgers, and real-time balance management. Designed to meet EMI and PI regulatory requirements out of the box.

Multi-currency ledgers
SEPA & SWIFT rails
Real-time balance
B2C & B2B tiers
White-label statements
EMI / PI regulatory ready

02 / 10

Payment Cards

"Your brand. In every wallet and every hand."

Issue virtual and physical payment cards — debit, prepaid, or credit-linked — under your own brand. Supports instant virtual card issuance, full cardholder self-service controls, Apple Pay, Google Pay, and 3DS2 authentication.

Virtual & physical cards
Mastercard / Visa
Apple & Google Pay
3DS2 authentication
Instant issuance
Spending controls

03 / 10

Fiat & Crypto Global Payments

"Move money anywhere — in any form — from a single integration."

A unified payment engine covering both traditional fiat rails and crypto networks. Send and receive SEPA, SWIFT, and on-chain crypto transactions — all through one API and one compliance framework with AML screening on every flow.

SEPA Instant
SWIFT wires
On-chain crypto
FX conversion
Unified ledger
AML screening

04 / 10

Crypto & Digital Asset Wallets

"Enterprise-grade custody infrastructure for every digital asset."

Deploy custodial and non-custodial wallet infrastructure supporting Bitcoin, Ethereum, ERC-20 tokens, stablecoins, NFTs, and emerging assets. Includes MPC key management, multi-signature security, and HSM integration.

Multi-chain support
MPC key management
HSM integration
NFT support
Hot & cold storage
Custodial & non-custodial

05 / 10

Digital Asset Exchange & Trading

"A full exchange engine — branded, regulated, and ready to launch."

Launch a fully functional digital asset exchange with a high-performance matching engine, real-time order book, and multi-asset trading pairs. Built to meet MiCA and CASP licensing requirements in the EU.

Matching engine
Spot & advanced orders
Liquidity bridging
MiCA-compliant
White-label UI
CASP licensing ready

06 / 10

Yield, Staking & Digital Asset Earnings

"Give your clients a reason to hold — and a way to earn."

Integrate passive earning products — flexible and fixed-term staking for PoS assets, yield pools, and DeFi protocol integrations — all abstracted into a simple, compliant user experience with automated reward distribution.

PoS staking
DeFi yield pools
Auto-compounding
Regulatory reporting
Flexible & fixed terms
Automated rewards

07 / 10

Digital Asset Market Data APIs

"Real-time market intelligence, built into your platform."

Access real-time price feeds, OHLCV candlestick data, order book snapshots, and sentiment indicators across 1,000+ digital assets. Delivered via low-latency REST and WebSocket APIs with normalised formats across all supported exchanges.

1,000+ assets
REST & WebSocket
OHLCV candlestick data
Sentiment feeds
Low-latency feeds
Normalised formats

08 / 10

Investment & Trading Signals

"Help your clients trade smarter — and stay on your platform longer."

Embed professional-grade investment analytics and trading signals generated from technical analysis, on-chain data, and machine learning models. Configurable by risk profile and asset class — suitable for retail and professional traders.

RSI, MACD, BB
On-chain analytics
ML-generated signals
Risk filtering
Retail & pro tiers
Configurable by asset class

09 / 10

Copy Trading

"The fastest way to grow retail trading volume."

Build a social trading ecosystem under your brand — connecting followers with verified lead traders, automatically replicating their positions in real time at proportional size. Increases time-on-platform, volume, and AUM simultaneously.

Real-time replication
Verified traders
Follower risk controls
Leaderboard
Proportional sizing
Social feed

10 / 10

Reward & Loyalty Program

"Turn transactions into relationships — and relationships into revenue."

A fully configurable loyalty and rewards engine — points, cashback, tier badges, and milestone rewards tied to trading activity, deposits, referrals, or spending on payment cards. Multi-tier membership levels with escalating benefits.

Points & cashback
4 tier levels
Referral engine
Gamification
Milestone rewards
Card-linked rewards

Full onboarding flows for both Retail (B2C) and Business (B2B) clients.

Deployment Models

One platform. Three ways to deploy.

Whether you want Olmitech to run everything, supply the software, or hand over the source code — every model includes full support and maintenance.

PaaS

Platform as a Service

"Launch fast. Operate with confidence."

The complete Olmitech FinTech platform, fully managed and operated by Olmitech on EU-based cloud infrastructure. Includes all compliance services, information security operations, and end-user client support — so your team focuses on growth, not operations.

Included
  • Infrastructure hosting
  • AML/KYC operations
  • DORA compliance management
  • Security monitoring
  • Client support services
  • Platform updates & maintenance
SaaS

Software as a Service

"The modules you need. The flexibility you want."

Access Olmitech's platform as a modular, cloud-hosted software service. Choose only the products relevant to your business and integrate via clean REST APIs. Your team manages the client-facing product; Olmitech maintains the software, releases updates, and provides technical support.

Included
  • API access to selected modules
  • Sandbox environment
  • Technical documentation
  • Software updates & bug fixes
  • Dedicated technical support
Source Code

Deploy on Your Infrastructure

"Full ownership. Full control."

Receive the complete platform source code, licensed for deployment on your own infrastructure — on-premises, private cloud, or hybrid. Maximum data sovereignty, customisation freedom, and white-label independence.

Included
  • Full source code licence
  • Implementation & integration support
  • Infrastructure deployment assistance
  • Ongoing support & maintenance SLA
  • Access to platform updates

All models include custom development options and Olmitech's 20+ years of FinTech expertise.

Compliance & Support

Regulatory compliance built in, not bolted on.

Olmitech's services go beyond software. We provide the compliance and operational backbone for full-stack FinTech operations in the EU.

20+ years of banking & FinTech expertise

Compliance Services

The EU regulatory landscape is complex and fast-moving. Olmitech's compliance team designs, implements, and maintains the full regulatory framework your institution needs to operate legally and confidently across European markets.

  • AML/KYC programme design & transaction monitoring
  • DORA gap analysis & implementation
  • MiCA licensing preparation & compliance
  • PCI DSS certification support
  • PSD2 & Strong Customer Authentication (SCA)

Information Security Services

Financial platforms are high-value targets. Olmitech's security professionals provide both the technical infrastructure and the audit-ready documentation that regulators and institutional clients demand.

  • Penetration testing (internal & external)
  • Security architecture design & review
  • ISO 27001 alignment & preparation
  • Incident response & tabletop exercises
  • Vulnerability management & threat intelligence

Client Support Services

Your end clients expect responsive, knowledgeable support. Olmitech operates multilingual client support on your behalf, maintaining the quality and brand consistency that builds long-term client trust.

  • Tier 1 & Tier 2 end-user support operations
  • Multilingual helpdesk (EU languages)
  • SLA-backed resolution & escalation management
  • Onboarding support for retail & business clients
  • Dispute & chargeback handling support
Industry Use Cases

Powering growth across industries.

Olmitech's platform is not just for banks. Any business sitting on a large customer base and payment touchpoints can unlock new revenue streams, deeper loyalty, and sustainable competitive advantage — without building financial infrastructure from scratch.

Blockchain L1 & L2 Projects

"Launch native financial services directly on your chain."

  • Issue native IBAN accounts and fiat wallets linked to on-chain addresses
  • Integrate fiat on-ramps and off-ramps with KYC/AML built in
  • Embed digital asset exchange and staking directly in your chain's dApps
  • Satisfy MiCA and VASP licensing requirements with Olmitech's compliance layer

Value unlock: Transforms a blockchain network into a full financial ecosystem — increasing wallet activity, daily active users, and protocol revenue simultaneously.

DeX Protocols

"Bring regulated liquidity and institutional access to DeFi."

  • Add KYC-gated access tiers for regulated entities and institutional traders
  • Integrate fiat on-ramps with embedded AML screening
  • Issue stablecoin-linked wallets and IBAN accounts
  • MiCA-compliant reporting infrastructure for EU regulators

Value unlock: Opens DEX protocols to institutional liquidity and compliant retail users — growing volume and reducing regulatory risk.

Retail Chains

"Turn every purchase into a financial relationship."

  • Deploy co-branded prepaid or debit cards accepted in-store and online
  • Run a loyalty wallet rewarding every purchase with points or cashback
  • Use transactional data to personalise offers and predict churn
  • Enable BNPL-style instalment options at checkout

Value unlock: Retail chains that add financial services increase customer lifetime value by 2–4x.

Discount Membership & Merchant Networks

"Make your membership card the most valuable card in their wallet."

  • Issue branded e-wallets and prepaid cards linked to your merchant network
  • Run a closed-loop payments system generating interchange revenue
  • Offer tiered membership with escalating financial benefits
  • Launch a referral programme with wallet-based incentives

Value unlock: Transforms a discount programme into a two-sided financial marketplace.

Loyalty Programs & Points Systems

"Give your points programme a financial upgrade."

  • Convert points into spendable digital wallet balances via a co-branded card
  • Reduce points liability by incentivising active redemption
  • Introduce financial earning mechanics — interest, cashback multipliers
  • Launch co-branded financial partnerships with airlines, hotels, retailers

Value unlock: Loyalty programmes with genuine financial utility transform a cost centre into a profit centre.

E-commerce Marketplaces

"Own the financial layer — and the margin that goes with it."

  • Issue seller wallets for instant payout of marketplace earnings
  • Offer seller working capital advances based on marketplace sales history
  • Co-branded buyer cards and wallets with cashback on purchases
  • Capture interchange, wallet float, and lending spread revenue

Value unlock: Marketplaces with own payment infrastructure generate 15–25% of total revenue from financial services.

Affiliate Marketing Networks

"Pay your partners instantly, globally, at a fraction of wire costs."

  • Instant e-wallet payouts to affiliates in 50+ countries within seconds
  • Branded affiliate wallets consolidating earnings across multiple programmes
  • Reduce payout costs via local rails and crypto where needed
  • Self-service earnings dashboard with real-time balance and history

Value unlock: Instant, low-cost payouts attract and retain higher-quality affiliates.

Mobile Apps with Utility Services

"Add financial services to your app — without becoming a bank."

  • Embed IBAN accounts, payment wallets, and prepaid cards via Olmitech's APIs
  • Monetise your user base with interchange, float income, and premium tiers
  • Create a closed reward loop between financial activity and app credits
  • Comply via Olmitech's licensed infrastructure — no own licence required

Value unlock: Apps embedding finance see dramatic increases in daily active usage and session length.

Telecom Operators

"The SIM card is already in their pocket. Make it their bank account."

  • Bundle branded mobile banking, IBAN wallets, and prepaid cards with data plans
  • Offer micro-credit and airtime lending to underserved subscriber segments
  • Enable international remittances at competitive rates for diaspora segments
  • Use billing data for credit scoring — a dataset traditional banks lack

Value unlock: Subscribers with a financial product are 3–5x less likely to switch operators.

iGaming Platforms

"The fastest, most compliant payment experience in gaming."

  • Instant deposits and withdrawals across fiat and crypto from a single integration
  • Branded player wallets keeping funds within your ecosystem
  • AML and KYC flows purpose-built for gaming compliance
  • Loyalty cashback, reload bonuses, and VIP tier rewards

Value unlock: Improved payment speed and variety measurably reduce player churn and increase deposit frequency.

Online Casinos

"Enterprise payment infrastructure built for regulated gambling."

  • Accept deposits via cards, bank transfers, crypto and branded e-wallets
  • Issue branded digital VIP wallets for your highest-value players
  • Full transaction auditability and source-of-funds verification (EU AML)
  • Multi-currency operation across EU and international jurisdictions

Value unlock: Compliant multi-rail payment infrastructure reduces regulatory risk and expands addressable markets.

Food Delivery Apps

"From the order to the courier payout — one financial layer."

  • Co-branded consumer card and wallet with cashback on every order
  • Pay couriers instantly into branded wallets at end of each shift
  • Enable courier cards for fuel and equipment spending
  • Reduce dependency on external payment gateways

Value unlock: Owning the payment layer reduces costs, gains richer data, and raises switching costs.

Taxi & Ride-Hailing Apps

"Build the financial layer that keeps drivers and passengers loyal."

  • Pay drivers instantly into branded wallets at ride completion
  • Issue driver debit cards for fuel and vehicle maintenance
  • Co-branded passenger card with fare cashback and travel benefits
  • Tier-based passenger rewards reducing price sensitivity

Value unlock: Financial embeddedness is the most durable form of platform loyalty.

Health & Wellness Platforms

"Make wellness financially rewarding — and financially manageable."

  • Branded wellness prepaid cards accepted at partner gyms and pharmacies
  • Manage corporate wellness budgets with full spending visibility
  • Reward healthy behaviours with wallet cashback and points
  • Health savings account products and insurance premium wallets

Value unlock: Financial products in wellness platforms dramatically raise switching costs and drive daily engagement.

Travel & Hospitality Groups

"Every journey is a financial opportunity. Capture it."

  • Issue co-branded travel cards earning miles or points on every spend
  • Multi-currency IBAN accounts for frequent international travellers
  • Travel insurance, lounge access, and concierge as card-linked benefits
  • Instant loyalty redemption at checkout — miles for upgrades

Value unlock: Travel loyalty programmes with a co-branded card see per-member revenue increase substantially.

Educational Platforms & Universities

"One financial platform for the entire student journey."

  • Branded student e-wallets for tuition, accommodation, and campus spending
  • Campus spending cards creating a closed-loop economy
  • Scholarship and bursary disbursement via instant wallet transfers
  • Instant instructor and tutor payout wallets for EdTech platforms

Value unlock: Students who manage their full financial life through your platform are far more likely to return as graduates.

Get in Touch

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